Mortgage
Protection
Calculator
Find out exactly how much coverage you need to make sure your family never loses their home — even if the unexpected happens.
01
Your Mortgage
Loan balance, rate & remaining term
02
Your Home
Property value & equity position
03
Your Family
Income, dependents & runway
04
Your Goals
Coverage type & rider options
Takes about 3 minutes. Completely free.
Step 1 of 5 — Mortgage Details
Your Mortgage
This gives us the core coverage target — the amount your family would need to pay off the home completely.
Loan Information
$
$
yrs
%
Monthly Payment Breakdown
$
$
$
Step 2 of 5 — Property & Equity
Your Home's Value
Understanding your equity helps us show what's at risk and whether a level or decreasing benefit policy makes more sense.
Property Details
$
Coverage Type Preference
Return of Premium Interest
Step 3 of 5 — Family & Income
Your Family's Situation
This helps us calculate how long your family could keep making payments without your income, and how much of a safety buffer they'd need.
Income Information
$
Enter 0 if none
$
How much could cover payments?
$
Health Profile
yrs
Step 4 of 5 — Riders & Protection Goals
Extra Protection
Many MPI policies offer additional riders. Tell us what matters most so we can calculate the full protection picture.
Additional Riders of Interest
Disability Runway
How many months of mortgage payments do you have in savings if you became disabled?
Budget Comfort
Step 5 of 5 — Your Information
Almost There!
Enter your details and we'll send your personalized results to Canyon Crest — an agent will reach out to discuss your best options.
Contact Details
Best Way to Reach You
Your Personalized MPI Analysis
Your Results
Recommended Coverage Amount
$0
Calculated from your mortgage balance, equity, and family situation
Policy Term
— yrs
Total PITI Payment
$0/mo
Equity at Risk
$0
Disability Runway
0 mo
Full Calculation Breakdown
Current Mortgage Balance (primary target)$0
Closing costs & estate settlement buffer (2%)$0
Disability income gap (monthly shortfall × runway)$0
Dependent care adjustment$0
Existing savings offset$0
Total Recommended Coverage$0
Agent Recommendations
Important Disclosure: This calculator provides an educational estimate only and is not a substitute for a comprehensive needs analysis conducted by a licensed insurance professional. Coverage recommendations depend on individual circumstances, health, loan type, and financial goals. Actual policy terms, premiums, and eligibility vary by carrier. Please consult a licensed Canyon Crest agent for personalized advice.